6 posts
Loans blog
Personal, car and student loans: how interest, terms and payments really work.
All loans posts
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Loans
Car Loan in Pakistan: What You Really Pay in Markup
See what a car loan in Pakistan really costs: monthly instalment, total markup, insurance and SBP rules on down payment and tenure, with worked examples in rupees. -
Loans
How Much Car Can I Afford? The 20/4/10 Rule Explained
How much car can I afford? Use the 20/4/10 rule with a worked example, a budget table by income, and the depreciation math that shows why the rule is strict. -
Loans
Car Loan Interest Deduction: How Much the New Write-Off Really Saves
The car loan interest deduction lets you write off up to $10,000 a year for 2025 to 2028. See who qualifies and what it really saves on a $40,000 loan. -
Loans
How to Calculate a Loan Payment (By Hand and in Excel)
Here is how to calculate loan payment amounts by hand or with Excel's PMT function, using a worked $15,000 example and tables for different rates and terms. -
Loans
How Loan Interest Is Calculated: Amortization Explained With Real Numbers
How lenders calculate interest on amortizing loans, why early payments are mostly interest, and how flat-rate quotes can nearly double your cost. -
Loans
APR vs Interest Rate: What's the Difference and Which Matters?
APR vs interest rate explained with real numbers: what each includes, how fees can make a lower rate cost more, and when the lowest APR isn't the cheapest loan.
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