83 free tools · no sign-up
Financial calculators for every money decision
Loans, mortgages, savings, retirement and tax. Answers update as you type, with the formula shown.
No tools match that search. Browse all calculators.
Borrowing & debt
Loan payments, interest, leases and plans to clear your debt.
-
Loan Calculator
Monthly payment, total interest and a full amortization schedule, plus what extra payments save.
-
Car Loan Calculator
Your real monthly car payment after down payment, trade-in and sales tax, and the cost of longer terms.
-
Credit Card Payoff Calculator
How long a card balance takes to clear and the interest you pay, at a fixed payment or a target date.
-
Debt Payoff Calculator
Compare the snowball and avalanche methods across all your debts and see your debt-free date.
-
Payment Calculator
Monthly payment for a loan with a fixed term, or how long a fixed monthly payment takes to clear it.
-
Amortization Calculator
Loan amortization schedule by year, with the payoff date and what an extra monthly payment saves.
-
Interest Rate Calculator
Find the annual interest rate hidden in a loan from the amount, the term and the monthly payment.
-
Personal Loan Calculator
Monthly payment, total cost and true APR of a personal loan, including an origination fee.
-
Student Loan Calculator
Monthly student loan payment, total interest and payoff time, with extra payments or a debt-free goal.
-
Business Loan Calculator
Business term loan payments monthly, biweekly or weekly, with total interest, fees and the true APR.
-
Boat Loan Calculator
Monthly boat loan payment, amount financed and total cost, with down payment, trade-in, sales tax and fees.
-
Debt Consolidation Calculator
Compare up to four debts with one consolidation loan: monthly payment, total interest, payoff time.
-
Repayment Calculator
How long a balance takes to repay at a fixed payment, or the payment that clears it by your deadline.
-
APR Calculator
True annual percentage rate of a loan once upfront fees and points are included, paid in cash or financed.
-
Cash Back or Low Interest Calculator
Should you take the dealer's cash-back rebate or the low-interest financing? See which costs less.
-
Auto Lease Calculator
Monthly car lease payment from price, MSRP, residual value, money factor or APR, term and sales tax.
-
Lease Calculator
Lease payment for any asset from its value, residual, term and rate, or the interest rate hidden in a payment.
-
Debt-to-Income Ratio Calculator
Your front-end and back-end debt-to-income ratios, compared with common mortgage lender limits.
-
Pakistan Car Loan Calculator
Monthly instalment, markup and total cost of car financing in Pakistan, with KIBOR, insurance and SBP limits.
Home buying
Mortgages, down payments, refinancing and renting.
-
Mortgage Calculator
Your full monthly housing cost, including property tax, insurance, PMI and HOA fees.
-
Home Affordability Calculator
How much house your income supports under the 28/36 rule, with your debts and down payment.
-
Refinance Calculator
Whether refinancing pays off: new payment, monthly savings, break-even month and lifetime interest.
-
Rent vs Buy Calculator
Compare the true cost of renting and buying over the years you plan to stay, including opportunity cost.
-
Mortgage Payoff Calculator
See how extra payments, a lump sum or biweekly payments cut years and interest off your mortgage.
-
Rent Calculator
How much rent you can afford, from the 30% rule, the landlord 40× income test and a 50/30/20 budget.
-
FHA Loan Calculator
FHA mortgage payment with upfront and annual MIP, property tax and insurance, using HUD's current premium rates.
-
VA Mortgage Calculator
VA home loan payment with the current VA funding fee, first or subsequent use, exemptions, taxes and insurance.
-
Mortgage Amortization Calculator
A month-by-month mortgage schedule with dates, PMI until 78% LTV, taxes and insurance, extra payments and a yearly summary.
-
Down Payment Calculator
Your down payment, loan, LTV and cash to close for a home price, or how long it will take to save the down payment.
-
Rental Property Calculator
Cash flow, NOI, cap rate, cash-on-cash return and the 1% rule for a rental property you're thinking of buying.
-
Home Equity Loan Calculator
How much equity you can borrow against your home, and the fixed monthly payment on a home equity loan.
-
HELOC Calculator
HELOC payments during the interest-only draw period and the repayment period, the payment jump and total interest.
-
Real Estate Calculator
A home as an investment: equity built, total paid, cash in hand if you sell, and your net gain after all costs.
-
UK Mortgage Calculator
Monthly mortgage payments in pounds, repayment or interest-only, with Stamp Duty for England and Northern Ireland.
-
Canadian Mortgage Calculator
Canadian mortgage payments with semi-annual compounding, CMHC insurance and monthly, bi-weekly or weekly payments.
-
Pakistan Home Loan Calculator
Monthly instalment, total markup and a yearly table for house financing in Pakistan, with KIBOR, takaful and SBP limits.
Saving & investing
Interest, returns and how your savings grow over time.
-
Compound Interest Calculator
How a starting balance and monthly contributions grow, with any compounding frequency.
-
Savings Goal Calculator
How much to save each month to reach a goal by a date, or how long your current savings will take.
-
Inflation Calculator
What money will cost in the future, and what today's savings will really be worth.
-
Simple Interest Calculator
Interest on a principal at a flat annual rate for any number of years, months or days.
-
Investment Calculator
Project an investment's end value, or find the contribution, return, starting amount or time a target needs.
-
Interest Calculator
Interest earned on a balance with regular deposits, any compounding, tax on interest and inflation.
-
ROI Calculator
Return on investment as a percentage, the gain or loss, and the annualized ROI from a length or two dates.
-
CD Calculator
What a certificate of deposit is worth at maturity, from its APY or interest rate, term and your tax rate.
-
Savings Calculator
How a savings account grows with regular deposits that rise each year, at your APY and after tax.
-
Future Value Calculator
What a sum today plus regular payments grows to, with any compounding and payments at the start or end.
-
Present Value Calculator
What a future sum, or a stream of regular payments, is worth today at a given discount rate.
-
Finance Calculator
Time value of money: solve for N, I/Y, PV, PMT or FV, like a financial calculator, with simple sign rules.
-
IRR Calculator
Internal rate of return, NPV and payback period for an investment and a series of yearly or monthly cash flows.
-
Bond Calculator
Bond price from yield or yield to maturity from price, with current yield, accrued interest and duration.
-
Average Return Calculator
Arithmetic and geometric average returns from yearly results, or the CAGR from a start and end value.
-
College Cost Calculator
Project what college will cost when your child enrolls, your savings shortfall and the monthly saving to close it.
-
Mutual Fund Calculator
What a mutual fund investment grows to after its expense ratio and front-end load, and what the fees cost.
-
Budget Calculator
See what's left of your monthly take-home pay after expenses and savings, and how you compare with the 50/30/20 rule.
-
Zakat Calculator
Zakat at 2.5% on your cash, gold, silver and business wealth in rupees, with the silver or gold nisab.
-
Islamic Inheritance Calculator (Wirasat)
Divide an estate by Quran and Hadith: shares for spouse, children, parents and siblings, in English, Urdu and Arabic.
-
Gold Calculator
Value of gold in rupees from its weight in tola, grams, masha or ratti and its karat, with making charges and resale.
Retirement
401(k), IRA, pension and Social Security planning.
-
Retirement Calculator
See what your savings grow to by retirement, how long they last, and how much more to save each month.
-
401(k) Calculator
Project your 401(k) balance with your employer match, salary raises and the 2026 IRS contribution limits.
-
Social Security Calculator
Your monthly Social Security benefit at every claiming age from 62 to 70, with full retirement age and break-even ages.
-
Roth IRA Calculator
Project your tax-free Roth IRA balance with the 2026 contribution limits and compare it with a taxable account.
-
IRA Calculator
Traditional IRA, Roth IRA or taxable account? Compare the after-tax value of each from the same pre-tax savings.
-
RMD Calculator
Your required minimum distribution from an IRA or 401(k) for any year, using the IRS Uniform Lifetime Table.
-
Pension Calculator
Lump sum or monthly pension? Compare the present value of the payments with the lump sum and find your break-even age.
-
Annuity Calculator
What an annuity or savings plan grows to from a starting principal plus yearly or monthly additions.
-
Annuity Payout Calculator
The monthly income a lump sum can pay for a set number of years, or how long a chosen payment will last.
Tax & salary
Take-home pay, income tax, sales tax and VAT.
-
Pakistan Salary Tax Calculator
Income tax on your salary for tax year 2026-27 under the Finance Act 2026, monthly and yearly, with take-home pay.
-
Income Tax Calculator
Estimate your 2026 US federal income tax, tax bracket and effective rate for any filing status.
-
Take-Home Paycheck Calculator
Your net pay per paycheck after 2026 federal tax, Social Security, Medicare, state tax and 401(k) deductions.
-
Salary Calculator
Convert pay between hourly, daily, weekly, biweekly, semi-monthly, monthly and annual, with or without days off.
-
Sales Tax Calculator
Add sales tax to a price, take it back out of a total, or find the rate from a receipt.
-
Marriage Tax Calculator
Find out whether getting married raises or lowers your federal income tax, using the 2026 brackets.
-
Estate Tax Calculator
Estimate the US federal estate tax for deaths in 2026, with the $15 million exclusion, gifts and portability.
-
VAT Calculator
Add VAT to a net price or remove it from a gross price, with standard rates for the UK, EU, Gulf and South Africa.
Income & business
Commission, margins, discounts, invoices and more.
-
Commission Calculator
Sales commission at a flat rate or in tiers, plus total pay with a base salary and the sales needed to hit a target.
-
Real Estate Commission Calculator
The total commission on a home sale, how it splits between agents and brokerages, and what the seller keeps.
-
Invoice Generator
Make a professional invoice in a minute: line items, tax, discount and balance due, downloaded as a PDF.
-
Currency Converter
Convert between 44 currencies, including PKR, AED and SAR, at today's mid-market exchange rates.
-
Depreciation Calculator
Depreciation schedules by straight-line, declining balance or sum-of-the-years' digits, with book value each year.
-
Margin Calculator
Gross profit, margin and markup from cost and price, or the selling price you need for a target margin or markup.
-
Discount Calculator
Final price after a percent or dollar discount, with an optional second stacked discount and sales tax.
-
Payback Period Calculator
How many years an investment takes to pay for itself, with simple and discounted payback and a cumulative table.
-
Percent Off Calculator
Quick sale price for any percent off, the amount you save, and the total with sales tax.
Other kinds of calculators
- Fitness & health calculators — 29 tools
- Math calculators — 44 tools
- Other calculators & tools — 56 tools
- PDF tools — 25 tools
- Video downloaders — 3 tools